We have been in the receivables factoring business since 1979, are independently owned, and have a powerful track record of being FINANCIALLY STRONG. We have survived many of the economy's booms and busts and in doing so, can help you through any hard times you might run into. We won't fold when the times get hard, like some other receivables factoring companies sadly have in the past.

All factoring companies have benchmarks for size, industry, and risk. It's pretty hard for you to choose which receivables factoring firm is a suitable fit for you. By contacting us, we can save you a tremendous amount of time by helping you find the most suitable match for your company - it could be us or another receivables factoring company.

We have an enviable network of receivables factoring industry colleagues, these close relationships were earned over 20+ years in the business. So, after you take some time to explain what you need to us, we have all the confidence in the world that you will find precisely what you need..

A lot of receivables factoring firms let you pick and choose your customers that you would like to factor. But a handful of them normally require a minimum dollar amount prior to working with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a little like carrying a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will make you use receivables factoring when you don't require it.

A lot of receivables factoring firms are not upfront about their fees. It defies common sense why they do this. We are different.  We are absolutely transparent about our fees. When you apply, you are given an easy to understand, no obligation rate proposal with the fee for your business. See which other factoring company, If any, will be that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some receivables factoring companies are funded by Wall Sreet investors. We are a privately held company and don't take marching orders from investors and boards. Much like you, we are like-minded business people and we have experienced many of the road bumps that a business encounters. We take the time to hear your story, determine concerns. Based on that information we will put together a custom-made solution for you. A lot of receivables factoring companies notably the Silicon Valley ones almost exclusively rely on an algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

A lot of receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who knows your business intimately, and can support you in ways the others just can't or simply won't.

Don't overlook the fact that the receivables factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. In addition, we watch each invoice and follow them just like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have immediate access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to get them fixed without delay.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Stay ahead of negative payment trends. This is crucial to avoid preventable write-offs.

We make sure to adopt advanced technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means lower rates for you. A lot of other companies are not even in the same neighborhood.